ABOUT THE AUTHOR
Cecilia Minden, PhD, is an educational consultant and author of many books for children. She is
the former director of the Language and Literacy Program at Harvard Graduate School of Education
in Cambridge, Massachusetts.
Published in the United States of America by Cherry Lake Publishing
Ann Arbor, Michigan
Math Education: Dr. Timothy Whiteford, Associate Professor of Education at St. Michael’s College
Financial Adviser: Kenneth Klooster, financial adviser at Edward Jones Investments
Reading Adviser: Marla Conn, ReadAbility, Inc.
Photo Credits: © Digital Vision/Thinkstock Images, cover, 1, 22; © PathDoc/Shutterstock Images, 5; © JNP/
Shutterstock Images, 6; © Mila Supinskaya/Shutterstock Images, 9; © monkeybusinessimages/Thinkstock Images, 10;
© Alxcrs/Shutterstock Images, 13; © Jupiterimages/Shutterstock Images, 15; © Brand X Pictures/Shutterstock Images,
16; © Sergey Novikov, 19; © antoniodiaz/Shutterstock Images, 21; © Melinda Millward, 25; © DragonImages/
Thinkstock Images, 26; © ponsulak/Shutterstock Images, 27; © Robert Kneschke/Shutterstock Images, 29
Copyright ©2016 by Cherry Lake Publishing
All rights reserved. No part of this book may be reproduced or utilized in
any form or by any means without written permission from the publisher.
Library of Congress Cataloging-in-Publication Data
Minden, Cecilia.
Living on a budget / Cecilia Minden.
pages cm. — (Real world math: personal finance)
Includes index.
ISBN 978-1-63362-572-3 (hardcover) — ISBN 978-1-63362-752-9 (pdf) — ISBN 978-1-63362-662-1 (pbk.) —
ISBN 978-1-63362-842-7 (ebook) 1. Budgets, Personal—Juvenile literature. 2. Finance, Personal—
Juvenile literature. I. Title.
HG179.M5254 2015
332.024—dc23
2014048642
Cherry Lake Publishing would like to acknowledge the work of
the Partnership for 21st Century Skills. Please visit
for more information.
Printed in the United States of America
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