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Financial Literacy in Canada is published by Beech Street Books
                   27 Stewart Rd. Collingwood, ON Canada L9Y 4M7


                   Copyright © 2022 by Beech Street Books. All rights reserved.
                   No part of this book may be reproduced or utilized in any form
                   or by any means without written permission from the publisher.

                   www.beechstreetbooks.ca
                   Developed and produced by Beech Street Books

                   Photographs ©:
                   istock: p1 and throughout (coins) (money); Marc Dufresne (bottom) p4; SDI Productions
                   (bottom) p5; kate_sept2004 (kids), monkeybusinessimages (girl), p8; alexsl (bottom)
                   p15. Shutterstock.com: Zaie p3; Johann Helgason (cereal), M.Stasy (tickets), Kues
                   (boy),p6; Odua Images, p7; Sviatlana Zyhmantovic (hand), p8; Mehaniq (money), p
                   8-9; AzriSuratmin, p10; Brocreative (girl), Light And Dark Studio, p11; McLittle Stock,
                   robertindiana (debit card), p12; paper cut design, p13; Pixeljoy (money), Sebastian Duda
                   (bottom), p14; Rawpixel.com (computer), p15; Monster Ztudio, p16; Ranjith Ravindran (top),
                   Aleksandr Merg (illustration), Photoonlife (clock), Gearstd (hammer), DD Images (piggy),
                   p19; Pixeljoy (money), Dirk Ercken (bottom) p20; Billion Photos (top 1), CloudyStock (top 2),
                   elenabsl (top 3), MicroOne (top 4), IGORdeyka (bottom 1), lemono (bottom 2), VectorStudio
                   CanD (bottom 3), AR Graphic53 (bottom 4), p21; karamysh (1 ), Tyler Olson (2 ), Monkey
                                                                                                 nd
                                                                                st
                   Business Images (3 ), aurielaki (4 ), p22-23, Quality Stock Arts, p24; VI Studio, p25;
                                       rd
                                                     th
                   StarLine, mangpor2004 (bottom), p26; Gordo25 (eggs), Retouch man (bulb left), Tii more
                   (bulb right), p27; RVillalon (pen), Andrii Yalanskyi, p28. Jerry D Mills: Guilloche Pattern p17,
                   18, 25, 27, 29

                   Editor: Simon Rose
                   Curriculum Consultant: Carol Saunders, BEd
                   Designer: Margaret Salter
                   Proofreader: Michelle King



                   Library and Archives Canada Cataloguing in Publication

                   Title: Saving / by Heather C. Hudak.
                   Names: Hudak, Heather C., 1975- author.
                   Description: Series statement: Financial literacy in Canada | Includes
                      bibliographical references and index.
                   Identifiers: Canadiana (print) 20210360461 | Canadiana (ebook) 2021036047X |
                      ISBN 9781774562536 (hardcover) | ISBN 9781774562697 (softcover) | ISBN
                      9781774562857 (HTML) | ISBN 9781774563014 (EPUB)
                   Subjects: LCSH: Finance, Personal—Juvenile literature. | LCSH: Saving and
                      investment—Juvenile literature.
                   Classification: LCC HG179 .H828 2021 | DDC j332.024—dc23
                   Printed in the United States of America
                   Mankato, MN
                   January 2022





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