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Explorers of Canada

        Follow in the footsteps of some of Canada’s greatest explorers in this high-interest series. Each title
        chronicles the timeline of an explorer, explains the motivation behind their journey, and examines   EXPEDITION
        their relationship with Indigenous Peoples. A combination of modern and historic maps and colourful
        images highlight the places visited and discovered by these adventurers.

        READING LEVEL: GRADES 4-6
        TITLES            AUTHOR     HARCOVER      PAPERBACK
        Alexander Mackenzie ©20  Natalie  Hyde  978-1-77308-586-9  978-1-77308-625-5
        David Thompson ©20       Ellen Rodger    978-1-77308-587-6     978-1-77308-626-2
        George Vancouver ©20  Cynthia O’Brien  978-1-77308-588-3  978-1-77308-627-9
        Jacques Cartier ©20  Cynthia O’Brien  978-1-77308-589-0  978-1-77308-628-6
        John and Jane Franklin ©20  Natalie  Hyde  978-1-77308-590-6  978-1-77308-629-3
        Samuel de Champlain ©20  Ellen  Rodger  978-1-77308-591-3  978-1-77308-630-9































        Financial Literacy in Canada

        This series explores the importance of financial literacy as a life skill for all young
        Canadians. Learn about how to handle money and the benefits and pitfalls of borrowing
        and investing. Practical examples, infographics, and case studies help the reader to begin
        their journey to financial literacy.

         READING LEVEL: GRADES 4-5
         TITLES    AUTHOR     HARDCOVER      PAPERBACK
         Borrowing ©22   Heather Hudak   978-1-77456-250-5     978-1-77456-266-6
         Budgeting ©22   Heather Hudak   978-1-77456-251-2     978-1-77456-267-3
         Earning ©22   Heather Hudak   978-1-77456-252-9     978-1-77456-268-0
         Saving ©22   Heather Hudak   978-1-77456-253-6     978-1-77456-269-7




                               Adults that have a job get most of their   Do you get paid for your chores as soon as you
                                           Getting
          Earning              income from their wages and salary.   Getting  complete them? Or, do you get your allowance on the
          Earning
                               Wage workers get paid by the hour.
                                                              same day each week? Most workers don’t get paid as
                                                              soon as they complete the work. They keep track of
                               They earn a certain amount of money
                                            Paid
          Money                for each hour they work within a   Paid  their hours over a length of time called a pay period.
          Money
                                                              The most common pay periods are:
                               specific period of time. The amount
                               they earn might change from one
                               week to the next depending on the
                                hours they work.              Weekly - once a week or 52 paycheques a year
          o you get an allowance for   Your income includes any money you   DID YOU KNOW?  s your allowance paid in cash?   Bi-weekly - once every two weeks or 26 paycheques a year
         Ddoing chores around the   receive or make. If you get a gift of   hours   =  IMaybe any small jobs you do   Semi-monthly - twice a month or 24 paycheques a year
                                                 for friends or family will also be
          house? Your allowance is a form   $20 for your birthday, you can count   Hourly   rate x  wages  A job is not the only way to earn money.   paid in cash. It’s one of the most   Once a month - once a month or 12 paycheques a year
          of income. If you get paid a fixed   it as part of your earnings for the   worked  Other sources of income include   common forms of payment. But   DID YOU KNOW?
          rate no matter how many chores   you can earn money? Perhaps you   $10 per   x 40 hours =  $400  rental properties, investments, and   businesses rarely use cash to
                year. So, what are some other ways
          you do, your earnings are the   could have a lemonade stand or ask   pensions, to name a few.  pay their workers. Most use   Minimum wage is the lowest amount employers
          same each week. If you get paid   hour  direct deposit. This means they
          a different amount per task, such   family and friends if there’s anything   Salaried workers get paid   transfer funds directly into the   can legally pay workers. This amount is different
                                 FLA$H FORWARDFLA$H FORWARD
                                                           in each province and territory.
                                 FLA$H FORWARD
                you can do to help them out. Maybe
          as $5 to take out the garbage,   they need someone to walk their   the same amount of money   FLA$H FORWARD  worker’s bank account using
          or $2 for washing dishes, your   dog, babysit their kids, or mow their   no matter how many hours   Average Hourly Wage in Canada Between   the internet. The money gets
          earnings change from one week   lawn. You could also sell your old   they work within a specific   2000 and 2020  deposited at the same time
          to the next, based on the types of   clothes and toys.  period of time.   2000   16.66  for each pay period.   NORTHWEST    NUNAVUT  NEWFOUNDLAND
          chores and how many you do.   2001   17.22         TERRITORIES  $16.00  AND LABRADOR  PRINCE
                         pay period = earnings per    2002  2003  2004   17.66 18.05 18.50  A paycheque is another form   $16.46  $12.65  EDWARD ISLAND
                         Salary /
                                                  of payment. This is a piece of
                                                                      $13.00
                            pay period
                         $52,000 a year/  =  $1,000 each    2005  2006   19.09 19.71  paper that’s given directly to the   YUKON $13.85
                                                  worker. It can be exchanged for
                          52 weeks  pay period  2007   20.40  cash at a bank. A paycheque
                                                  can also be deposited into your
                               2008   21.27 21.99                     NOVA
                               2009               bank account. Many people use
                               2010   22.44       the term paycheque to refer to   BRITISH  SCOTIA
                               2011   22.88       their earnings even if they get   COLUMBIA  $12.95
                               2012   23.55       paid by direct deposit.  $15.20
                               2013   24.07 24.51
                               2014
                               2015   25.19
                               2016   25.72                           NEW
                               2017  26.16 26.92           ALBERTA  SASKATCHEWAN  MANITOBA  ONTARIO  QUÉBEC  BRUNSWICK
                               2018  27.33                 $15.00  $11.45  $11.90  $15.00  $13.50
                               2019                                   $11.75
                               2020  29.61
                               0   5   Average hourly wage in Canadian dollars 25   30  Current at time of printing
                                   20
                                  15
                                 10
         6                            7   8                            9
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                            1-800-667-1121 • info@beechstreetbooks.ca • www.beechstreetbooks.ca                       15
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