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Financial Literacy in Canada

This series explores the importance of financial literacy as a life skill for all young Canadians. Learn EXPEDITION
about how to handle money and the benefits and pitfalls of borrowing and investing. Practical
examples, infographics, and case studies help the reader to begin their journey to financial literacy.

READING LEVEL: GRADES 4-5
TITLES AUTHOR HARDCOVER PAPERBACK
Borrowing ©22 Heather Hudak 978-1-77456-250-5 978-1-77456-266-6
Budgeting ©22 Heather Hudak 978-1-77456-251-2 978-1-77456-267-3
Earning ©22 Heather Hudak 978-1-77456-252-9 978-1-77456-268-0
Saving ©22 Heather Hudak 978-1-77456-253-6 978-1-77456-269-7

Adults that have a job get most of their
Earning
Earning income from their wages and salary.
Wage workers get paid by the hour.
They earn a certain amount of money
Money for each hour they work within a
Money
specific period of time. The amount
they earn might change from one
week to the next depending on the
hours they work.
o you get an allowance for Your income includes any money you DID YOU KNOW?
Ddoing chores around the receive or make. If you get a gift of hours =
rate x
house? Your allowance is a form $20 for your birthday, you can count Hourly wages A job is not the only way to earn money.
of income. If you get paid a fixed it as part of your earnings for the worked Other sources of income include
rate no matter how many chores year. So, what are some other ways $10 per x 40 hours = $400 rental properties, investments, and
you can earn money? Perhaps you
you do, your earnings are the could have a lemonade stand or ask hour pensions, to name a few.
same each week. If you get paid family and friends if there’s anything
FLA$H FORWARDFLA$H FORWARD
a different amount per task, such you can do to help them out. Maybe
FLA$H FORWARD
as $5 to take out the garbage, they need someone to walk their Salaried workers get paid FLA$H FORWARD
the same amount of money
or $2 for washing dishes, your dog, babysit their kids, or mow their no matter how many hours Average Hourly Wage in Canada Between
earnings change from one week lawn. You could also sell your old they work within a specific 2000 and 2020
to the next, based on the types of clothes and toys. period of time. 2000 16.66
chores and how many you do. 2001 17.22
pay period = earnings per 2002 2003 2004 17.66 18.05 18.50
Salary /
pay period
$52,000 a year/ = $1,000 each 2005 2006 19.09 19.71
52 weeks pay period 2007 20.40
2008 21.27
2009 21.99
2010 22.44
2011 22.88 23.55
2012
2013 24.07
2014 24.51
2015 25.19
2016 25.72 26.16
2017 26.92
2018
2019 27.33
2020 29.61
0 5 10 15 20 25 30
Average hourly wage in Canadian dollars
6 7
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FLC_Earning_Final.indd 6 2021-12-01 10:22 AMFLC_Earning_Final.indd 7FLC_Earning_Final.indd 7 2021-12-01 10:22 AM
FLC_Earning_Final.indd 6
2021-12-01 10:22 AM
Indigenous Nations in North America NEW
Explore the many different Indigenous Nations in North America. Readers will learn about these
Indigenous Nations, in the past and present times from author of these communities. Each book TITLES!
explores the history, language, culture, daily life and current issues facing the community. This
highly visual series includes many photos, maps, and infographics.
READING LEVEL: GRADES 4-6
TITLES AUTHOR HARDCOVER PAPERBACK
Anishinaabek: The People and Nations ©25 NEW Jennifer Meness, Ph.D. 978-1-77456-474-5 978-1-77456-510-0
Cherokee: The People and Nation ©24 Brad Wagnon 978-1-77456-475-2 978-1-77456-511-7
Haudenosaunee: The People and Nations ©24 Susan Currie 978-1-77456-476-9 978-1-77456-512-4
Métis: The People and Nation ©24 Arnolda Dufour Bowes 978-1-77456-477-6 978-1-77456-513-1
Mi’kmaq: The People and Nation ©25 NEW Corinne Chappell 978-1-77456-751-7 978-1-77456-770-8
Seminole: The People and Nations ©24 Krystle Young 978-1-77456-478-3 978-1-77456-514-8
1-800-667-1121 • info@beechstreetbooks.ca • www.beechstreetbooks.ca 19